Wagmo Wellness plans and Wagmo Insurance plans cover different things. They are designed to complement each other to support the most comprehensive care for your pet, and you can enroll your pet in either one or both.
The Wagmo Wellness plan reimburses eligible routine and preventive care, such as vaccinations, routine exams, and routine bloodwork, up to your plan's annual limits. There's no waiting period, your plan begins reimbursing eligible expenses as soon as you sign up. The Wagmo Wellness plan does not reimburse visits or services related to illness or accidents. For full plan terms, see the Wagmo Wellness Membership Agreement.
The Wagmo Insurance plan reimburses eligible costs for accidents and illnesses, including surgeries, x-rays, treatments, and medications. Pre-existing conditions aren't eligible, which is standard for pet insurance. You can customize your Wagmo Insurance plan by choosing a deductible and reimbursement rate. Waiting periods may apply depending on your policy, check your policy documents in your Wagmo account for your specific terms.