Pet insurance premiums are calculated based on several key factors that help us assess your pet’s risk and provide accurate coverage:
Species and Breed – Different breeds and species may be more prone to certain health conditions, which can affect premium costs.
Age – Younger pets typically have lower premiums, while older pets may have higher premiums due to increased health risks.
Location – Veterinary costs can vary by region, which influences the cost of coverage.
Deductible and Reimbursement Options – Choosing a higher deductible or lower reimbursement percentage can reduce your monthly premium, while lower deductibles and higher reimbursements increase it.
It is common for premiums to increase over time, as pets age or as veterinary costs change. This ensures that your pet continues to receive appropriate coverage throughout their life.