Wagmo Wellness plans focus on supporting routine and preventative pet health costs, which typical insurance plans often don’t include. Therefore, Wagmo Wellness can complement any existing pet insurance plan, providing a comprehensive approach to pet health care.
Please note, if you have a Wagmo Insurance policy and an insurance policy from another provider, your Wagmo policy will be considered the ‘secondary’ insurance. Wagmo will not reimburse for expenses that have already been covered by the primary insurance. Claims should first be submitted to the primary insurer. Wagmo may then pay for services the primary insurance did not cover, as long as they meet the terms defined in Wagmo’s policy. It is your responsibility to accurately convey to Wagmo which services were covered by the primary insurance.